A good use for credit cards?

[FarmerChick]

you are right ETR

credit cards when used right are a plus.

plus if used you can accrue miles and rewards and my companies send me a yearly "where you money was spent" report and I liked that actually.

when used wrong....WOOF! They are deadly....LOL

 

[MorelCabin]

Well, I cut mine in half this morning...today was payday and well, for the first time in 3 years I haven't been able to pay it off at the end of the month as usual...commission pay and a bad economy aren't mixing to well for us...this is actually the first real hit, and since I cannot count my chickens before they hatch as well as I used to be able to, then it is time to avoid trouble. The time is now for us...The last thing I want to is to get us into a financial jam right now...credit be gone...cash for everything from here on it...if we don't have cash we don't have it.