DollDoctor
Power Conserver
- Joined
- Jan 1, 2009
- Messages
- 37
- Reaction score
- 4
- Points
- 29
After many times at trying and failing to set up a budget that works for us, I think I have finally done it. It's really a more complex version of "Needs" and "Wants." What always made it so hard is that my income is very variable. Hubby has a full time salaried job and his income is steady every week. I have three part-time sources of income that can be a lot or a little.
What I have done is to split my budget into two sections. Hubby's income and the portion of my income that I can regularly count on cover all the necessary expenses. The portion of my income that fluctuates is for the unnecessary expenses - the things we could do without if we had to. By doing it this way, I can make sure the Needs get paid on time - but it also motivates me to keep earning so I can keep those Wants coming. So far, it's working!
What I have done is to split my budget into two sections. Hubby's income and the portion of my income that I can regularly count on cover all the necessary expenses. The portion of my income that fluctuates is for the unnecessary expenses - the things we could do without if we had to. By doing it this way, I can make sure the Needs get paid on time - but it also motivates me to keep earning so I can keep those Wants coming. So far, it's working!
