I would say that is it exactly.so lucky said:I am sitting here trying to make a link between having chickens and being uninsurable. The best I can do is: If you have chickens you may be selling eggs, which means you may have a business, which means people may come to your house to get eggs, which means that someone may fall (trip over a chicken) and sue you, which means the insurance company may have to pay out some of their vast resources. So if they were all roosters, would they insure you?
You should call around and see what other companies say. That much income from selling eggs is generally considered incidental and shouldn't effect anything.hoosier said:We are in the process of looking for a new insurer. We questioned a $65 dollar extra and after getting multiple stories, they came clean and said it was because we were selling eggs - $6,000 worth a year. Ummmm . . . We have 16 hens and half of them are old, and the youngest ones are three. I sell less than $100/year. I WISH they were laying golden eggs!
ETA WZ - You are going to give ConAgra a run for their money!