Kingsfarm- I hear you about my kids never actually having to deal with hard times. I sheltered them from any that I had raising them for the most part, and they have my ex's example on how to NOT do without! But, I think I raised them to think and work and, if it occurs to them that times could get hard, they will do OK. An awful lot of making it in hard times is attitude. And, they know I am a nut and know how to do stuff- they might just ask me how if they needed to!