Medical Insurance???

[FarmerChick]

hey monica

that is exactly what scares me....your ankle.

That is the kind of scenario that can leave you screwed thru life.

$54,000 for pins, screws, etc. While it has to be done obviously, the cost is insane.

So many broken bones can cause so much money if it is not a clean break and you need the surgery and all.

 

[enjoy the ride]

I had an outpatient surgery to biopsy something on the tip of my finger and it cost over $8000 !!!!!!I said to the doctor why not just take knife here in the office and cut it open but no, I had an anthesist (sp?), I think most so the doctor wouldn't be bothered by me, there were three people (surgical techs?) in the room when I last remember anything, etc- all for the very tip of my finger. The cost to do anything is so scary.
Dang it- if the Doc just numbed the finger in his office and had a TV I could watch- he could have spent hours working on it without my needing any other drugs. Anyone who has used duct tape to close a 6 inch cut on her leg is not going to faint about a finger tip.

Maybe there should be two different medical plans - a high cost weenie plan and a low cost stingy plan.

 

[cknmom]

etr-I wholly agree!!
Last spring We were getting firewood, DH was cutting rounds from a HUGE downed tree. They were about 2' across and about 175lbs. DGD and I roll them across the road and up into the trailer. My hand slipped and stupid me tried to stop it from rolling back! I sqished my little finger in between two. It exploded the top of my finger. DH has been in construction for over 25yrs., he said he hadn't seen a finger that bad. He tried to clean it as best he could and wrap it while he took me 40min into the emergency room. I waited 3hrs. to be seen. DH,DGD and I were joking all along, we usually do in hospitals/emergency rooms. By the time I was seen, my finger hurt like H**l, but i was still joking around. Next to us there was a girl screaming and crying, the dr. came and told her there was nothing they could do(she said she had glass in her eye,they couldn't find anything!), she kept asking for drugs!!!
I had begged DH to put a butterfly bandage on it, he said it was too bad. They took x-rays to make sure nothing was broken(They could have asked me if there was), left after 5hrs 45min. and $3,000 later, for THREE STITCHES!!!!

I had mistaken about the cost of our insurance, it is $486.67 a month.

Monica

 

[FarmerChick]

Maybe there should be two different medical plans - a high cost weenie plan and a low cost stingy plan.


*****that is the best solution I have heard big time!!!!!!!!!
I want the stingy plan.

Yea ETR that does sound like overkill big time for something like that.


Hmm.....I had a wart/bump/thingy on my head in my hair right on top. Dr. Suzanne put a shot of numbing stuff in my head (OW a little) and then sliced it off, put 3-4 stitches in it and sent it off for analyzing.......nothing, just some common thing. gone now. Way lower than your cost I am sure!


Honestly medical is going be the downfall of this society. It is getting seriously out of hand....wait, isn't just getting...IS OUT OF HAND.

 

[FarmerChick]

holy cow monica
$3000 for that ER visit. that is just terrible.

Tony had an ekg, bloodwork, monitors and other things a while back in the ER with chest pain and a chest x-ray and was there for about 4-5 hrs....total cost was $600.

So your finger seemed quite extreme. I am telling ya they are bleeding us dry on this medical stuff.

 

[cknmom]

Farmer chick- Thus one MORE difference between N.C. and CA! Or should I put, One more difference between CA and the rest of the country!


Monica

 

[FarmerChick]

yea I hear you.

I don't know much about CA---being way over here in NC
but you guys are like your own little world aren't you?
Every CA person I hear mostly says the prices and all are crazy!

Come on, move over here. We have it cheaper..LOL-LOL

 

[enjoy the ride]

Can't move from California unless I can bring the redwoods, mountains and Pacific. And where I live- no poisonous snakes- a biggie with me.

 

[cknmom]

When we were remodeling our house to sell in 05, we had considered at first to move. I did lots of research into the states we thought that we would like to move to. We REALLY HATE CA! It is 'The No Fun State' anything that is fun is illegal. We finally decided to stay because all of our parents are nearby and getting older, some need us to help around the house sometimes, DH has worked for the same co. for going on 30 yrs. After he had back surgery for a ruptured disc(the worst the surgeon had seen), they put him in the office and taught him how to do estimating. As long as the construction business holds, and the company is there, he has a job.

Our dream is to find 100 or more acres somewhere in the mts. almost anywhere other than CA. If laws changed here we would stay.

Now that we have moved, we look out the window at the sunrise and think that eventhough we are in CA, we could stay here. We live in the most beautiful valley! I have been having problems with my computer, but when it decides to, I will post a pic of our valley.

Monica

Our DGD's mother lives in Virginia and her father lives in S.C.

 

[Wifezilla]

We have been without medical insurance since the mid 90's. So far we have been ok but you never know what is around the corner.

Same here. Being self employed, we just can't afford insurance. My "primary care physician" is actually my chiropractor. If I need to see an MD, I go to the Emergicare or the city run hospital and let them know I am paying cash. I don't let them hand me an aspirin without telling me how much it costs first ?

I once sat down and did the math with a GF of mine who had "good" insurance. We compared what I payed out of pocket for procedures I had done (broken arm, ear infection, whatever) vs what she had done under insurance with premiums, copays, etc...

It was dead even.