No, the sale price doesn't affect the insurance. It's based on the value of the house. The last appraisal of the house was $48,000. My grandmother had a policy on it for $300,000 worth of coverage and it was less than $400 for a year.
I'm not totally sure how it works, our insurance lady is calling us back with an estimate probably today so we'll see how that goes.
We are meeting with another bank this afternoon. We went to a local bank and the service was horrendous. We called our real estate agent and she gave us the name of the man that her son dealt with cause he did the exact same thing we are doing last year and she said he was wonderful. Hopefully we'll have a better experience. He deals with a lot of agriculture loans so we're hoping it will go smoothly. Once we get the money we can get the perk test, well and septic, and start putting in the driveway.
Our yard is a nasty muddy mess and yesterday's downpour didn't help. The ducks are no longer allowed to free range cause they are tearing up my backyard
They are not happy about being confined to the pen but tough cookies.
My chickens on the other hand, are super excited about the snow melt cause they can venture out of the run. Ozzie went running out of the run this morning and hit a patch of ice....

His big old rooster butt went slidin' across the yard....feathers flying....wings flapping....me laughing....
Olympic figure skater he is not!
